How Do I Start Saving?

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Opportunity L.A encourages you to save at your own pace - this program is free and there is no minimum account balance or regular deposit needed in order to keep your access. Furthermore, money saved in accounts earns an interest rate of 1.5%.

There are four different options to choose from when making deposits:

Option 1: In-person at a local Citibank branch

• Visit https://online.citi.com/US/ag/citibank-location-finder to find your closest Citibank branch
  • Enter your address
  • Select “Filter”
  • Select “Branches” and then “Apply Filter”
• In person at a Citibank branch, parents valid government-issued photo ID and a Social Security Number. Please note that sharing your Social Security Number is optional. The question is part of banking regulations, but a response is not required.
• While depositing in person, parents can utilize cash, check, or a money order. Parents will need to provide your child’s full name and Opportunity L.A. account number. 

Option 2: By mail

• Make a check or money order payable to the student's full name, include their account number in the memo section of the check, and mail to:
  • Citi Children’s Savings Accounts
  • P.O. Box 790020
  • St. Louis, MO 63179-9966

Option 3: Using Bill Pay

• If you have a separate bank account at Citibank or any other financial institution, log into your own bank's online portal and proceed to the "Bill Pay" section.
• Enter and save the Bill Pay merchant details as follows for all fields as applicable:
  • Merchant Name : Opportunity L.A.
  • Account #: Your child’s account number
  • Merchant Address: P.O Box 790020, St Louis, MO 63179-9966
• Please note that the initial Bill Pay set up takes approximately 4-6 weeks to take effect.

Option 4: Using Direct Deposit

• Fill out the direct deposit form found here in either English or Spanish and submit it to your employer or other fund originator.